Practice Areas

Coverage

Overview

Navigating complex coverage issues while fulfilling contractual obligations to the insured often presents difficult challenges for carriers. Insurance agents and brokers also find themselves in the middle of coverage disputes between their insured and the carrier. The LGWM Insurance Coverage Practice Group has a team of seasoned coverage attorneys to assist clients in resolving these problems.

We represent insurers and agents and brokers in various capacities. Our team routinely is called upon to render coverage opinions, prosecute declaratory judgment actions, defend bad faith claims, and assist carriers in preserving coverage issues by intervening in liability litigation. Because of our extensive agent and broker practice, we also are routinely engaged to assist agents and brokers in resolving coverage issues between their clients and carriers in order to prevent potential litigation involving coverage issues and professional liability claims. Our coverage group has extensive experience in coverage matters involving professional liability, directors and officers, commercial general liability, employment practices, environmental/pollution, and personal lines. We also provide monitoring counsel and outside claims assistance to carriers.

The LGWM coverage team represents insurers in litigation, arbitration and mediation when coverage disputes arise. LGWM has attorneys admitted to federal and state courts in Alabama, California, the District of Columbia, Florida, Illinois, Louisiana, Mississippi, New Jersey, New York, and Tennessee. LGWM attorneys have tried and/or brought to successful resolution numerous coverage disputes involving a variety of policy forms.