Consumer Finance Litigation


The LGWM Professional Liability Practice Group has experience in handling a wide variety of consumer finance litigation matters. We have defended credit card companies, debt collection agencies, debt buyers, collectors, credit report bureaus, mortgage companies and brokers, as well as title and finance companies. Our clients range from local companies dealing with consumers in Alabama and Mississippi, to national companies who do business in all 50 states.


Our team has handled hundreds of cases involving debt collection and credit reporting over the last decade. Our attorneys are very familiar with claims under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), and the cases construing those Acts. We also routinely encounter the state common law claims for invasion of privacy, assault, infliction of emotional distress, trespass and other common law equivalents that surface in consumer finance claims.


The LGWM Professional Liability Practice Group has litigated scores of consumer finance claims in State courts and Federal district courts. We also routinely defend such claims initiated as adversarial proceedings in bankruptcy court. We have been involved in both individual and class action consumer finance claims. We keenly understand that many consumer finance clients prefer to have these claims resolved quickly and inexpensively, and we strive to achieve that.

Department Head

Steve Whitehead